Many individuals take all of the right steps and put in place sensible Wealth Creation strategies that will ultimately lead to financial independence at their target retirement age. Often the main threat to that objective being achieved is illness or injury that results in the individuals earning capacity being reduced or lost either permanently or for a period of time.
To protect against these events it is vital that personal risk insurance is in place. A detailed analysis of your current position and future objectives is required to accurately calculate the amounts you require and how the policies should be owned. Having your policies structured correctly will avoid significant unexpected tax consequences at a time when you need financial certainty and security.
A combination of Life Insurance, Total and Permanent Disability Insurance, Income Protection and Trauma Insurance will provide comprehensive protection against unforseen events.
We can assist you and/or your business in the following areas:
Term Life Insurance
Total and Permanent Disability (TPD) Insurance
Income Protection Insurance
Group Salary Continuance
Over 50% of businesses that suffer a major insured loss fail within 2 years of the claim.
Don’t let your business become one of them.
Wether you’re a sole trader starting out, or a multi national company our team has the dedication and experience to protect your assets and safeguard you from risk as well as make sure you are covered correctly so that in the event of a claim you get back to where you would have been before your disaster occurred.
We take the worry out of your insurance paperwork so you have more time to focus on what you need to focus on…your business.
We provide peace of mind to our clients, not just pieces of paper.